UsersRatedTL;DR
- ✓ Citi is the only major issuer with robust price protection (60 days, $200/item)
- ~ Wells Fargo & U.S. Bank Visa Signature cards have limited coverage through Visa
- ~ Capital One has a shopping app that tracks prices but it's not a formal benefit
- ✗ Chase, Amex, Discover all dropped price protection
✓Still Active
Citi
ActiveCiti Double Cash · Citi Custom Cash · Citi Premier · Citi Prestige
Citi Price Rewind automatically searches for lower prices within 60 days of purchase. If found, you get the difference refunded up to $200 per item, $1,000 per year.
Window
60 days
Max/Item
$200
Max/Year
$1,000
One of the last major issuers still offering robust price protection. Works on most purchases.
~Limited / Conditional
Capital One
LimitedCapital One Venture X · Capital One Savor · Capital One Quicksilver
Capital One offers Price Protection through Paribus (acquired 2016), but the benefit is limited and not formally part of card benefits. Paribus tracks prices and helps file claims.
Window
Varies
Max/Item
Varies
Max/Year
Varies
Not a formal card benefit — it's a separate app/service. Results vary.
Wells Fargo
LimitedWells Fargo Active Cash · Wells Fargo Autograph
Wells Fargo offers limited price protection on select Visa Signature cards through Visa's benefit program. Coverage up to $250 per claim, $1,000 per year, within 60 days.
Window
60 days
Max/Item
$250
Max/Year
$1,000
This is a Visa Signature benefit, not a Wells Fargo benefit. Check if your specific card qualifies.
U.S. Bank
LimitedU.S. Bank Altitude Reserve · U.S. Bank Altitude Connect
Select U.S. Bank Visa cards offer price protection through Visa's benefit program. Similar to Wells Fargo — 60-day window, up to $250 per item.
Window
60 days
Max/Item
$250
Max/Year
$1,000
Visa Signature/Infinite benefit. Verify with your specific card's benefits guide.
✗Discontinued
Chase
DiscontinuedChase Sapphire Preferred · Chase Sapphire Reserve · Chase Freedom
Chase discontinued price protection on all consumer cards in August 2018. No Chase cards currently offer this benefit.
Chase removed price protection along with return protection and trip cancellation from most cards in 2018.
American Express
DiscontinuedAmex Platinum · Amex Gold · Amex Blue Cash
American Express discontinued price protection on all consumer cards in 2019. Previously offered 90-day price protection up to $300 per item.
Amex was one of the best for price protection before removal. The benefit was quietly dropped from all consumer cards.
Discover
DiscontinuedDiscover it Cash Back · Discover it Miles
Discover removed price protection from all cards. It was previously available with a 90-day window.
Discover still offers other purchase protections like extended warranty.
Pro Tips for Getting the Best Price
- 1Buy with a Citi card and register the purchase in Citi Price Rewind immediately. It automatically monitors prices for 60 days.
- 2Buy at a store with price match (Best Buy, Target, Home Depot). If you find a lower price within their window, get the difference back directly.
- 3Stack both — buy at Best Buy with a Citi card. Best Buy gives you 15 days of price protection, then Citi covers you for another 45 days.
- 4Use CamelCamelCamel (Amazon) or Google Shopping to track price history before buying. Don't buy at a peak.